St. Charles Truck Accident Facts

According to, between 2016 and 2018, there were 2 truck accidents in St. Charles that resulted in fatalities, and 5 truck accidents in St. Charles that resulted in serious injuries. In the entire United States, nearly 4,136 people lost their lives in fatal truck accidents in 2018. When a passenger vehicle is hit in the front by a semi-truck, 31 percent of those in the passenger vehicle die.

About 25 percent of passenger vehicle occupants die when the semi-truck hits them from the side, and only about 5 percent of passenger vehicle occupants die when the semi-truck hits them from the rear.  If you or a loved one have been involved in a semi-truck accident in St. Charles, it is crucial that you speak to a knowledgeable truck accident attorney quickly and that you are aware of what you should and should not do immediately following your truck accident. 

Who’s Responsible for Your Truck Accident?

As noted, there may be more than one defendant in a truck accident. Perhaps the truck driver that hit you was distracted. He or she could have been talking on the phone, texting, eating, talking to a passenger, changing radio stations, or setting the GPS. The driver could have been driving while impaired with drugs or alcohol or could have been driving while overly fatigued. The truck driver could also have simply been driving recklessly, and that recklessness caused the accident. 

The trucking company could be responsible for the accident in that they may not have performed a thorough background check, or they might not have made sure the driver was trained and qualified to be a truck driver. The trucking company may also have been aware that the driver was exceeding his or her hours, therefore, was likely to be overly tired. If the accident was caused by bad brakes or tires, the maintenance company may not have done their job so may be responsible for the accident. 

If the accident was caused by cargo that shifted and caused the truck to tilt to one side, causing an accident, or if the cargo fell from the truck and caused an accident, then the loading company may be responsible for the accident. If a defective truck part caused the accident, then the manufacturer of the truck part could be responsible. Often, more than one party is responsible for the accident, therefore, there will be more than one defendant. 

Why Should You Choose a Truck Accident Attorney from Finney Injury Law?

If you have been involved in a truck accident in St. Charles, you need real help from a solid legal professional that has experience and knowledge regarding truck accidents. Truck accidents are not the same as a “typical” two-car accident that usually involves one negligent driver who is responsible for the accident. Truck accidents are much more complex. 

There are usually much more serious injuries for those in the passenger vehicle, or even death. A fully loaded truck can weigh 80,000 pounds, while the typical passenger vehicle weighs around 3,000 pounds. This means catastrophic injuries like traumatic brain injuries and spinal cord injuries are much more common. This type of injury can change your life forever and can be financially devastating as well. 

There can also be more than one defendant in a truck accident. The driver, the trucking company, the loading company, the maintenance company, or even the manufacturer that made a defective truck part may be responsible for your injuries. You need an attorney who knows how to fully investigate your truck accident, help you obtain the medical treatments you need, and ensure you receive a fair settlement. Finney Injury Law is the law firm you need to ensure the best outcome possible following your truck accident in St. Charles. 

View our $2.95 Million Dollar Trucking Accident Settlement

We want you to be able to look forward to your future and deal with your injuries while we handle all the legalities associated with your truck accident. Having a trusted legal representative from Finney Injury Law on your side who will be your advocate can truly make a difference in the outcome of your truck accident. 

When you choose a truck accident attorney from Finney Injury Law, you will receive an award-winning law firm that:

  • Is available 24/7
  • Speaks both Spanish and English
  • Will come to you if you are too injured to travel
  • Makes hiring an attorney affordable, starting with a free, comprehensive consultation
  • Has more than 100 positive reviews
  • Is deeply involved with our community
  • Has a proven record of success in truck accident cases

What Are the Common Damages That Can Be Collected Following a St. Charles Truck Accident?

The damages you are entitled to receive will depend on the extent of your injuries, as well as the facts and circumstances surrounding your truck accident. That being said, you are likely entitled to medical expenses, and pain and suffering damages. 

You will be reimbursed for any medical expenses you have already incurred as well as future medical expenses. Your attorney will determine your future medical expenses by speaking to your physician to determine your prognosis as well as the medical treatments you can expect in the future. Medical expenses include ambulance transport, hospital expenses, surgical costs, the cost for prescription drugs, physician expenses, and rehabilitative therapy costs.

You may also be entitled to pain and suffering damages, also known as “general” damages. General damages are more difficult to quantify because pain is a very subjective issue. Your physician can give his or her opinion on how your pain affects your normal, day-to-day tasks and your ability to work and make a living.

What Are the Rules and Regulations Associated with Commercial Truck Accidents?

Truck drivers are only allowed to drive a maximum of 11 hours following 10 hours off duty, with a 30-minute break at the 8-hour mark. Drivers are not allowed to drive after 60 hours in 7 consecutive days or 70 hours in 8 consecutive days, with the 7/8 day period re-setting after 34 consecutive hours off duty. When there are adverse driving conditions—like inclement weather—drivers may extend their 11-hour maximum driving limit and their 14-hour “window” by up to 2 hours.  

If the driver operates within a 150 air-mile radius of the normal work reporting location, there is a short-haul exception to the 11 hours of driving time.  Drivers must have a CDL license to operate a semi-truck and must pass the health requirements as well. The driver must also have sufficient command of the English language, allowing them to read road signs, fill out reports and documents, and communicate with others.

How Can a St. Charles Truck Accident Attorney Help You with the Legal Process?

Filing a truck accident injury claim after your accident can be difficult and time-consuming. At a time when all you want is to have the time to heal from your injuries and return to something resembling your normal life, dealing with the legalities can be overwhelming. Your truck accident attorney from Finney Injury Law can make sure all the paperwork is filed within the time allowances, as well as investigating your accident thoroughly to ensure all responsible parties are held liable for your injuries.

We have the necessary resources to reconstruct the accident and collect all evidence. We talk to medical professionals to determine the extent of your injuries and how they will affect your future. Finney Injury Law attorneys will negotiate with the insurance company for a fair settlement on your behalf, or, if the case cannot be negotiated, we will represent you in court. Having an experienced St. Charles truck accident attorney from Finney Injury Law is crucial to your recovery and your future.

What Are the Most Common Injuries Associated with Truck Accidents?

Like any automobile accident, a truck accident can cause scrapes and cuts, broken bones, amputated limbs, vision loss, facial lacerations and disfigurement, and internal injuries. Truck accidents also frequently result in traumatic brain injury and spinal cord injury. Both of these injuries often never fully resolve, causing problems for the remainder of the victim’s life. A spinal cord injury can result in partial or complete paralysis, while a traumatic brain injury can cause serious cognitive issues, as well as personality changes and emotional problems. The costs associated with either of these injuries can be astronomical over the course of one’s life, easily going into the millions of dollars.

What Should You Do Following Your Truck Accident in St. Charles?

If you have been involved in a St. Charles truck accident, getting medical treatment is the most important thing you can do. You should be checked out by a physician immediately for your injuries. If you think you are not injured that badly, you should still see a doctor. The rush of adrenaline that floods the body during an accident often masks symptoms of injuries, then those injuries manifest within the next few hours, days, or even weeks. If you are physically able following the truck accident, you should take photos with your phone of the scene of the accident. If there were witnesses to your accident, obtain their contact information, as this could be extremely helpful later on.

Once you are home from the hospital, write down every detail you can remember about your truck accident and start a file with medical receipts. Contact your own insurance company to let them know about the accident, then contact a truck accident lawyer so he or she can begin investigating your claim. There are deadlines, known as statutes of limitations—the window of opportunity you have to file your claim. In the state of Missouri, you have five years from the date of the accident to file a claim, three years for a wrongful death claim, however, the sooner you file your truck accident claim, the sooner you will receive a settlement, allowing you to move forward with your life.


How long does it take to receive a settlement from the insurance company?

In most cases, once your attorney has negotiated a settlement and you have signed off on it, you can expect to wait about six weeks to receive your settlement check. If your claim cannot be negotiated and goes to trial, once the judge or jury reaches a decision, if you were successful, you can expect your check in approximately six weeks as well. 

Should I talk to the insurance company following my truck accident?

If the trucking company’s insurance company calls you and asks for a statement, asks if they can record your conversation, or asks you any question at all about your medical status, you should always politely refer them to your attorney. You have the right to hire a truck accident attorney before you provide a statement. Agreeing to talk to the insurance company puts your claim at serious risk. Your words could be taken out of context or otherwise used to reduce your settlement or deny your claim.

What Are the Benefits of Choosing a St. Charles Truck Accident Attorney from Finney Injury Law?

Following your truck accident, it is in your best interests to contact a truck accident attorney from Finney Injury Law. Our attorneys make sure you are protected the minute we are hired. We deal with the insurance company or companies and will not allow them to intimidate you or attempt to devalue your claim. With Finney Injury Law, you have an attorney that is here for you, from start to finish. Communication with you along the way is prioritized, so you always know where your case stands. Lowball offers on your behalf aren’t accepted, it’s important to fight for a fair settlement that will fully cover all your damages. We’re not afraid to go to trial if that’s what is best for your case.

Do not wait—contact Finney Injury Law today for a 100% free consultation.