Chris Finney, Trial Attorney

The auto insurance company’s goal is to minimize its exposure financially. Them saying they will take care of you is not an accurate statement.

You need to talk to a lawyer. It’s free to talk to a lawyer when the other person has insurance involved. The reason it’s important is that a lawyer cannot reach out to you until 30 days have passed from the date of the accident. An insurance company can talk to you right away.

The insurance adjuster will try and get recorded statements. They’ll make promises to you. They’ll try and get the case done cheap and quickly. The reason they try to do that is because they know the longer the accident claim goes on, the more damages and injuries that are going to come to light.

Right after a crash, you may not know everything wrong with you. You’ll just think, “Oh my gosh, I can walk, I can talk, I should be okay.” Over the next few weeks, that’s when the injuries start to develop. And, you start to really recognize that you can’t do things like you used to do. You’ll think this is really bothering me. And what you thought was going to only be a day or two of soreness has gotten worse and worse.

Insurance companies don’t want you to get to a personal injury lawyer because they know the lawyers. Especially ones that are prepared, know what they’re doing, can identify and help you get the maximum recovery for the injuries you’re experiencing, and help you get those injuries treated.

The insurance company doesn’t want that to happen. They want to tell you they’ll take care of you, and they want you to settle fast and cheap. Do not do that. Whenever an insurance company is offering you a quick settlement, you should immediately stop, hang up the phone, and find a lawyer.

There is nothing good about a quick settlement except for an insurance company. If they are offering you quick money, it’s not in your interest. They do not represent you. They do not work for you.

What we have typically found, in almost every case, is that not one insurance company, when they talk to our clients before our clients have hired us, tells our clients, “Don’t worry, I’m working for you. I’ve got you taken care of.” Because that’s not true. What they should say is, “I’m adverse to you. My job is to minimize my company’s exposure in looking at your case.”

If you’re on the other side, you need to ask them, “Whose best interest are you working on?” Hang up the phone, call an accident injury lawyer, and get this straightened out.

Maybe you don’t need the lawyer; maybe you do, but at least get the information.

To contact a Finney Injury Law, personal injury attorney, complete the contact form or call us 24/7 at 314-293-4222.

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Posted Under: Car Accident FAQs, Truck Accident FAQs